How to Write Findings and Discussion in a Dissertation Explained

In the end, your dissertation will turned into one of your greatest-ever achievements. You may start to feel that your dissertation will not ever be good enough, and you will need to update it differently. » Read more: How to Write Findings and Discussion in a Dissertation Explained

How FinTech Is Seeing A Major Growth in India

With a population of more than a billion, India is definitely a promising sector for the FinTech. Before we move ahead, let us first explain what FinTech is. In simple terms, FinTech is the industry that comprises of the companies that use the technology to offer financial services. These companies work in different areas of finance management, insurance, electronic payments etc.

In the past decade, FinTech has taken over globally and is expected to rise in the future as well. India isn’t behind in this global trend. With over half a billion invested in the Indian FinTech over the last three years, the segment only shoes promising future of growth.

In 2015, around 12,000 FinTech came up globally making up the total investment of $19 billion. It is expected that by 2020, the global investment by FinTech will be $45 billion, which is a steep rise of 7.1%. According to the NASSCOM reports, India has around 400 FinTech companies with the investment of around $420 million. Reports also suggest that by year 2020, the investment of the FinTech companies in India will increase to $2.4 billion.

With the help of government regulations, banks and other financial companies, India has formed a favorable ecosystem for the growth of FinTech. FinTech is helping bring about the change in the personal financial management through e-payments and e-wallets, in the country that is predominantly cash- driven.

Number of reason contributes towards the growth of Financial Technology in India. The number of internet users in India reached to 465 million in June 2017. With more and more number of people depending on the internet for varied reasons, the digitalisation has taken a new turn. Government’s effort in bringing the digital revolution through ‘Digital India’ campaign is opening many opportunities for the existing FinTechs and start-ups.

Government Regulations:
Government has realised the potential of Financial Technology in India and is constantly making efforts to make the regulations friendlier. In 2014, government relaxed the rule of KYC process for customers making online transactions and payments up to Rs 20,000 per month. It is expected that the government will lay out new set of norms to revamp the P2P lending market.

To promote cashless transactions, government is now offering tax rebates to the merchants for accepting at least 50% of electronic payment.

‘Jan Dhan Yojana’ aims at providing a bank account to every citizen of India. Since the launch of the scheme in 2014, 240 million bank accounts have been opened. FinTech start-ups can use the opportunities to provide easy and seamless transaction service.

Incubator and Accelerators:
The role of incubators and accelerators are not limited to funding but also strengthening the financial industry. The incubators provide the obligation free environment for the start-ups. India is among the top five countries that show promising results for the start-ups. The initiatives ‘smart city’ and ‘digital India’ are set to strengthen the technological infrastructure of the country. To show the support to FinTech start-ups, banks and financial institutes have partnered with incubators and accelerators.

Tips to Computer Maintenance to Keep the Device Functioning

A very few things can make your laptop or computer worse. Things that may take a day can result in frustration of weeks to get things working. This is because the operating systems also take time to recognize changes and there is a need to install the updates. Sometimes, disconnecting is really bad that there may be a need to nuke effectively and begin a clean install as fresh.

The common maintenance issues with the computer may be avoided with the maintenance computer tips. It is vital to keep the computer in top condition. There is a need for regular device maintenance and smooth running of node, so that unauthorized intrusions such as viruses may be kept away. Here are the tips to keep your laptop or computer running optimally:

Tips for Computer maintenance software includes:

Check regularly for updates from manufacturers and ensure proper installation. If you leave them ignored, you computer is available for hacks, especially as it is connected online. Set a monthly or weekly schedule to ascertain operating systems are up-to-date.
Run reports of network system to identify any data abnormal activity. Automate the system reports so that the backing up process also sends a report daily, telling you a recent file updates.
Update IT policies and office as the technologies keep changing and remind the coworkers to follow. Replacing or update of software is best done as a timely manner. Failure to update leaves the PC open to hackers and virus-writers to take advantage. Update the firewall and virus definitions to work with intrusions. Use the online backup tools for recovery and data preservation regularly.

Tips for Computer maintenance for hardware include:

Give regular cleaning by dusting the keyboards. Keep the dirt and dust away so that the power unit and the fan do not get stuck. Use a compressed air spray for dust cleaning.
Ensure proper hardware is used. Network slowdown may happen over time on using outdated equipment. Always keep your hardware in a dry, secure area to prevent data loss or damage disasters such as breach or flood.
Keep adequate free disk space. This is because if the disk space is full, the performance is slow or it may freeze, creating user interruptions. Free up space and move to cloud backup account the archived files. Disconnect unauthorized hardware and ensure necessary firewall protects the administration and enjoy unimpeded access to exposed network.